Vietnam Takes a Leap in Tourism Innovation 9Pay Bridges Payment Gap for Indian Travelers: What Every Traveler Must Know Now

In an exciting development for Indian travelers visiting Vietnam, 9Pay has launched a transformative digital payment solution that enhances travel experiences through seamless QR code payments. This initiative is especially impactful following the official launch of Vietnam’s International Financial Center (IFC) in Danang, marking a key milestone in the country’s financial innovation and digital transformation. As a key participant in the IFC sandbox framework, 9Pay has successfully addressed a major challenge faced by Indian tourists: the friction caused by traditional payment methods and foreign exchange fees.

The growing number of Indian travelers heading to Vietnam has created a surge in demand for easier, more efficient payment methods. In 2025, Vietnam recorded a 48.9% increase in arrivals from India, highlighting the importance of this market. However, despite the rapid advancement of India’s digital financial ecosystem, particularly through the Unified Payments Interface (UPI) and widespread use of QR codes, Indian tourists have struggled with the limitations of local payment systems in Vietnam.

9Pay is leveraging its expertise in cross-border financial solutions to bridge this gap, allowing Indian tourists to use their UPI-enabled apps or e-wallets to make payments at merchant locations across Danang. This B2B2C model not only simplifies transactions but also enhances the overall travel experience by offering contactless and instantaneous spending options. Through this breakthrough, 9Pay is not only making payment processes easier for Indian tourists but also helping Vietnamese merchants optimize cash flow with the use of modern payment solutions, including stablecoins and blockchain technology.

Vietnam’s Rapid Digital Transformation and the Launch of the International Financial Center

Vietnam’s financial landscape is undergoing a rapid transformation, and the launch of the International Financial Center (IFC) in Danang on December 21, 2025, is at the heart of this change. This new development is designed to accelerate the country’s financial innovation and green finance initiatives, positioning Vietnam as a leader in digital transformation in Southeast Asia. 9Pay, a key participant in the sandbox framework, is capitalising on this opportunity to bring next-generation payment solutions to the Vietnamese tourism market. By leveraging the IFC sandbox, 9Pay is seamlessly connecting Vietnam’s domestic payment ecosystem with India’s advanced digital infrastructure, creating an easier way for Indian tourists to make payments.

Indian Tourists Face Payment Barriers in Vietnam: The Problem of Foreign Exchange Fees

Indian tourists visiting Vietnam face a significant challenge when it comes to paying for goods and services. The foreign exchange fees imposed on credit and debit card transactions are exorbitant, making it difficult and expensive for Indian travelers to spend money abroad. Traditional local payment platforms in Vietnam do not always work well with the Indian banking system, leaving tourists with limited options. This is where 9Pay comes in, offering a revolutionary solution that eliminates the need for currency exchange. Indian tourists can now use UPI-enabled apps or e-wallets to scan QR codes and pay at merchant locations in Danang without the headache of foreign currency exchange.

9Pay Bridges the Gap: QR Code and Stablecoin Payments for Seamless Spending

With India having one of the most advanced digital financial ecosystems, driven by the Unified Payments Interface (UPI), it was only a matter of time before Vietnam caught up. In 2025, UPI processed a staggering 18 billion transactions per month, accounting for almost 50% of all real-time transactions globally. As a result, QR code scanning has become second nature for Indian consumers, with over 56.8 million QR codes deployed across 6.5 million merchants in India by 2025. However, this seamless payment technology has not yet been fully integrated into the Vietnamese payment ecosystem. This is where 9Pay is leading the way. By partnering with Vietnamese merchants, 9Pay is making it possible for Indian travelers to make instant, contactless payments using their familiar UPI-enabled apps or e-wallets.

9Pay’s B2B2C Model: Solving Payment Challenges for Indian Tourists

9Pay has developed a breakthrough B2B2C model to solve the payment challenges faced by Indian tourists in Vietnam. Through this model, tourists can simply scan a QR code at participating merchants in Danang and pay instantly using their UPI-enabled apps or e-wallets. This is a game-changer for both tourists and merchants. Indian travelers can now spend effortlessly while merchants benefit from lower operational costs, faster payment processing, and increased customer satisfaction. Additionally, 9Pay is testing stablecoin payments within the IFC framework, which could further optimize cash flow and reduce transaction costs for both tourists and businesses. This solution is transforming how both Vietnamese merchants and Indian tourists engage with each other, creating a win-win situation for everyone involved.

9Pay’s Global Ambitions: Expanding the Reach of Cross-Border Financial Solutions

9Pay isn’t just a local player—it’s a global leader in cross-border payment solutions. As a full Intermediary Payment Services License holder, 9Pay has the legal foundation and expertise to operate across international borders, offering seamless and secure payment solutions for tourists from around the world. With its extensive experience in consulting and providing cross-border solutions, 9Pay is making it easier for international merchants to enter the Vietnamese market without the need to establish a local legal entity. This makes it easier for global businesses to cater to the needs of Vietnam’s burgeoning tourism industry. By connecting global financial institutions with local Vietnamese merchants, 9Pay is setting a new standard for cross-border financial solutions.

9Pay’s Role in Transforming Vietnam into a Regional Leader in Digital Payments

As Vietnam continues to embrace digital transformation, 9Pay is positioning itself at the forefront of this change. The company is actively working to turn Vietnam from a technology adopter into a regional leader in digital payments. The integration of QR code payments, stablecoin solutions, and blockchain technology is helping Vietnam compete with other Southeast Asian nations in terms of digital payment adoption. By working with local merchants and global payment service providers, 9Pay is ensuring that Vietnam remains at the cutting edge of digital financial services. This will not only benefit Indian tourists but also enhance the overall tourism experience for travelers from around the world.

The Future of Payments in Vietnam: 9Pay’s Vision for the Next Decade

Looking ahead, 9Pay has big plans for the future. With the launch of the International Financial Center and its ongoing efforts to improve cross-border payment solutions, 9Pay aims to expand its services to other Southeast Asian countries and beyond. The company envisions a world where QR code payments, stablecoin transactions, and blockchain technology are the standard for global travelers. 9Pay’s goal is to make it easier and cheaper for tourists to spend money while helping merchants optimize their payment systems. With a strong legal foundation, cutting-edge technology, and a customer-first approach, 9Pay is paving the way for a cashless, contactless, and borderless future.

Why Vietnam is the Next Big Destination for Indian Tourists: The Perfect Blend of Culture, Luxury, and Seamless Payment Solutions

With Vietnam emerging as a top-tier destination for Indian tourists, the demand for luxury resorts, destination weddings, and cultural experiences is only going to increase. 9Pay is perfectly positioned to tap into this growing market by offering seamless payment solutions that allow Indian tourists to spend money effortlessly. The ease of QR code scanning and the introduction of stablecoin payments will make Vietnam even more attractive to Indian travelers. 9Pay’s solutions not only solve existing payment issues but also enhance the overall tourism experience by making it more efficient, cost-effective, and user-friendly.

Conclusion: 9Pay is Revolutionizing Cross-Border Payments for Indian Tourists in Vietnam

In conclusion, 9Pay is spearheading a digital payments revolution that is transforming the tourism landscape in Vietnam. By offering QR code payments, stablecoins, and blockchain technology, 9Pay is making it easier for Indian tourists to spend money effortlessly while reducing the friction caused by traditional payment methods. As Vietnam continues to grow as a tourism hub for Indian travelers, 9Pay is set to be the key enabler of this growth, offering a seamless, efficient, and cost-effective payment solution that benefits both tourists and merchants. With its vision for the future and its focus on innovation, 9Pay is well on its way to becoming a global leader in cross-border payment solutions.